Payment orchestration platform

One integration.
Every payment gateway.

PayEnviro sends each payment to the right gateway, retries on another when one fails, and runs your subscriptions, invoices, refunds and disputes in one place, on your own gateway accounts.

  • Your gateway accounts and keys
  • GST-ready invoices and receipts
  • UPI AutoPay and card mandates
Payment ₹4,999.00
Pro plan · monthly renewal
Routing rule matched UPI · INR · India entity → primary, then failover
  1. Attempt 1 Gateway A Declined
  2. Attempt 2 Gateway B Captured
Invoice INV-2627-0412
Receipt RCT2627-000318
Webhook invoice.paid
Illustration. One payment, two gateways: the customer is charged once.

Works with your gateway accounts

  • Razorpay
  • Stripe
  • PayPal

How it works

Live on several gateways without building for each one

  1. 01

    Connect your gateways

    Add the gateway accounts you already have. Keys are encrypted the moment you enter them, and our staff can't see them.

  2. 02

    Set your routing rules

    Choose a gateway by payment method, currency, amount or selling entity, split traffic between them, and name the fallback for declines and outages.

  3. 03

    Integrate once

    Your app talks to one API and receives one kind of webhook, whichever gateway took the payment. Adding a gateway later needs no code change.

Platform

Everything after "Pay now", in one console

Routing is only the start. PayEnviro keeps the money trail complete, from the first charge to the last refund.

Smart routing and failover

Rules by method, currency, amount and entity, percentage splits, and automatic retry on another gateway when one declines or goes down.

Subscriptions and recurring billing

Monthly and yearly plans, free trials, upgrades, UPI AutoPay and card mandates, payment links, and dunning with a grace period.

Invoices and receipts

GST-ready tax invoices with CGST, SGST or IGST, a receipt for every payment, your logo and bank details, and PDFs kept for download.

Refunds and disputes

Every refund settles an approved dispute, with a full timeline, customer emails, refund vouchers and chargeback tracking.

Multiple entities and currencies

Sell through each of your companies in its own currency and price, with its own tax registration, invoice numbering and gateway.

Webhooks and reporting

Signed webhooks for payments, invoices, subscriptions, refunds and disputes, plus settlements and revenue reports across currencies.

For developers

Sign a customer up in one call

Create the subscription, and PayEnviro issues the invoice, opens checkout on the right gateway, registers the mandate and renews it on time.

Test customers with their own clock. Move one customer a month ahead and see the renewal, invoice and charge today.

Idempotent by design. Retry any call safely; the same key never charges or refunds twice.

Scoped API keys. Each application gets only the permissions you grant it.

POST /payment/v1/subscriptions 201 Created 
curl https://api.payenviro.com/payment/v1/subscriptions \
  -H "Authorization: ApiKey $PAYENVIRO_KEY" \
  -d '{
    "customerReference": "CUST-1042",
    "planCode": "PRO-MONTHLY",
    "paymentMethodType": "UPI",
    "billingCountry": "IN",
    "billingState": "Karnataka"
  }'

→ "status": "INCOMPLETE",
  "checkoutUrl": "https://…"

Security and control

Your accounts. Your keys. Your money.

Payments settle straight into your own gateway accounts. PayEnviro coordinates them and never holds your funds.

Encrypted gateway keys

Encrypted on entry and never shown again, not even to PayEnviro staff.

Roles for your team

Owner, admin, finance, billing, support, developer and viewer, each with only what it needs.

Signed webhooks

Every event is signed, so your systems can prove it came from PayEnviro.

A record of every step

Attempts, refunds and disputes keep a timeline of what happened and who did it.

Bring all your payments under one roof

Tell us about your gateways and billing, and we'll show you PayEnviro running on them.